Mr Adler holds a Master degree from the Grande Ecole Superieur de Commerce of Marseille. He is responsible for growing Skrills’ (former Moneybookers) high value consumer base as well as enabling new merchants to use Skrill Digital Wallet system to accept chargeback protected payments globally in real-time.

Dr. Danny Fundinger has a background in the IT and payments industry. As Management Consultant he is responsible for the European Mobile Payments & Wallet portfolio of Japanese-based NTT Data, one of the leading global IT consulting and service companies. He has published articles and book chapters about Mobile Payments and the Mobile Wallet and regularly writes in his blog about these topics. He co-initiated the international research project SEMOSA for interoperability of trusted mobile services.

He is the Member of the International Informatization Academy and the World Academy of Sciences for Complex Security, Professor, Doctor of Economics, Candidate of Science for Engineering, a recipient of the State Prize of Ukraine for Science and Technology.

In 1959 he graduated from Lvov State University (the Faculty of Mechanics and Mathematics) and specialized as mathematician and computer operator. He is an expert in the sphere of automated management systems for industries, companies and technological processes as well as of national and regional card payment systems.
From 1959 till 1962 he worked at the Institute of Cybernetics of Academy of Sciences of Ukraine (Kiev).
From 1962 till 1975 – Director of Computing centre of the Ministry for Shipbuilding Industry of the USSR and Chief Design Manager of automated management systems for enterprises of shipbuilding industry.
From 1975 till 1985 – General Director of the Research and Production Association “Gorsystemotekhnika” (Kiev) and Director of R&D Institute for automated municipal services management systems (Kiev).
From 1985 till 1987 – Computing Department Chairman and Dean of the Faculty of Engineering and Economics at the Institute of National Economy (Kiev).
From 1987 till 1991 – Deputy Chairman of the Board of Sberbank of the USSR (as a Deputy Minister of the USSR). He was heading the development of the national card payment system in the USSR.
From 1992 till 1997 – Senior Vice-President at VartElecom.
From 1997 till present – General Director at Imedi-service Ltd.
From 2001 till 2002 – Executive Director at MfiB Ltd.
From 2002 till 2003 – Deputy Chairman of the Board of Master Bank.
From 2003 till present – Deputy General Director at Master Corporation and Deputy Chairman of the Board of Directors of Master Capital Bank.
Yuri Oprisko is awarded with the Order the Red Banner of Labour, a number of the USSR medals, and more than 30 International and Russian civil orders and medals. He is an honored inventor of the USSR.
Yuri Oprisko is the author of more than 150 scientific publications, four monographs and two inventions. The results of his scientific studies are put into the basis of the automated systems for ship designing and NC machine controlling when parts of the ship hull are cut out, management systems for Ukrainian cities and towns, creating and controlling databases of population, fixed capital, overhead and underground utilities of big cities as well as project development and pilot zone creation for the national card payment system of the USSR.

Professional background:
1989 - 2012: IMEDI JSC, a consulting company operating on the FSU territory
IMEDI Subsidiaries:
- IMEDI-Service (Russia) (95%)
- IMEDI SAKARTVELO (Georgia) 100%
1987 - 1989: PLESSEY (France), a subsidiary of PLESSEY PLC (UK), Head of Electronics and Telecommunications Department
1986 - 1987: INFI (IT service provider), engineer
1981 - 1984: Computing Center of the Ministry of Agriculture of Georgia

Mikhail joined Sberbank Technology from Deutsche Bank where worked as a Director of Global Information Services – Capital Markets. During his 10 years within Deutsche Bank Mikhail occupied different global positions in managing software development and played a key role in building Software Development Center in Russia. Prior to joining DB, Mikhail spent 5 years of his career at “Diasoft+Programbank” as deputy chief of development where he was involved into development banking software for operations and back office. He has an extensive experience in banking software development and outsourcing as well as comprehensive experience in architecting and building fault tolerant, real time, high performance trading and back office platforms. Mikhail holds a Ph.D. in Computer Science from Moscow Institute of Physics and Technology and MBA degree from Moscow Academy of National Economy.

Alexey Demin is in charge of G Data corporate solutions’ promotion in Russian Federation and C IS markets. He had worked in the Information technologies sphere for more than six years. Before working in G Data Software he was a director of LDE distribution company which still co-operates with G Data in Russia. Earlier he worked in Avira’s distribution center and in one of the regional information centers of KonsultantPlus. Before coming to the IT industry Alexey was an employee of AirBerlin in their headquarters, one of the leading airlines in Germany. He worked there for four years before he moved back to Russia. In 1999 Alexey graduated from Belgorod University of Consumer Cooperation and won a scholarship from RuFo, Russian Fund of German Economics. It gave him an opportunity to study in two Berlin universities and to be invited to an internship in the logistic department at Bosh.

At present General Manager of Group of Companies CARDHALL that is consisted of three companies: GAMMA-CARD – distributor of Datacard and others equipment vendors. Pronit – Software programs for the new information technologies. 45 registered programs by the Russian Government. More than 80 EMV installations certified by Visa and MasterCard. Tagrus – plastic cards of the highest quality and the best design. Three times awarded as the best design in the world by Visa and MasterCard.

In 2011 he lectured a series of seminars for the mini-MBA course “Internet Marketing” at Plekhanov Russian Academy of Economics. Within 2011-2012 he worked with major Russian and international brands such as Sony, Lenovo, Blood Service, MTS, DIM, HRS, AlfaStrakh.

Alexander is one of the best Russian experts for social media promotion, virus and guerilla marketing. At present he heads all Digital activities at R.May Consulting Group, is engaged in strategy and tactics development and runs all key account projects: “We help our clients to use their web-resources and social capital (often underestimated by the companies) in a much more efficient way. We advise companies on all aspects of communication activities and promotion both in traditional and new media as well as train their staff to work in social web and create communications of the high level.”
Apart from that Alexander is:
- Member of Social Media Club Moscow;
- Author-expert at Brainity.ru;
- Author at TheNextWeb.ru;
- Editor of li-li-li.ru.

11 years on the field of marketing and customer service. Elena launched such projects as Bank of Moscow’s Premium Club and currency type bonus program for TSUM luxury department store. For more than 2 years Elena has been a head of loyalty program of the Russian largest FMCG retailer X5 retail Group, the «Perekrestok Club». In 2010 Elena took part in the development of retail business for the leading Russian bank Sberbank of Russia, being responsible for the customer service quality in 720 Moscow offices. At present time Elena works for FSUE Russian Post on customer service development. Elena is a member of international association of customer service consulting, CustomerStrategyNetwork.

He was born and raised in Kazakhstan. Kamil graduated from Moscow Institute of Physics and Technology (MIPT) and Stanford GSB. His job as a trekking instructor at Mounting School of Moscow State University was his first experience as a leader. Between MIPT and GSB he was a consultant at Strategica, helped top-management of Russian companies to work out plans of long-term development. He was a project-manager of the National Program for Reading Promotion and Development in Russia. In 2008, when he was a first-year student of Stanford GSB, he, in cooperation with Maxim, founded Wikimart, where he works up to now.

Maxim Mozgovoy worked for some leading international and Russian companies – suppliers and consumers of CRM solutions – and managed introduction processes for CRM systems of different directions, from pharm-business or FMCG on out to IT or telecoms. Mainly he was engaged in solution developing for CRM strategy management and client loyalty management. Maxim was responsible for creating and introducing the churn management strategy for MTS Corporate Center, where he initiated and implemented the project of operational CRM. When he was with Sberbank he was responsible for developing and implementing CRM strategy. There he launched the pilot version of the operational CRM program, which was consisted of 5 projects, as well as implemented some initiatives in the field of client analytics and data quality management.

A managing partner and co-founder of PayСash Group, specializing in engineering, project management, investing and consulting in the field of payment solutions and related areas. The Director for innovative retail payment technologies at Tavrichesky Bank. He is a regulatory system builder for electronic cash payments within the expert groups of the Central Bank, Eurasian Economic Community, Infocommunication Union, Mobey Forum, GSMA. Cand. Sc. (Physics and Mathematics). The author of many analytical articles in the fields of technologies, marketing and electronic payments regulation.

Pavel Lozhkin graduated from Saratov State University. He has got deep knowledge in risk management area (not only including IT and IS), experience in IT and IS management, process development, project management, staff hiring, training and team management, more than 20 years of work in IT field including development experience, hands-on servers and network administration.

Work history:

Head of the system administration team, Telecom provider RenetCOM at Saratov’s region

DeltaBank (currently GE Money bank), IT audit and risks, technical support of Information security, cryptography and information protection, IT project support

Faberlic CIO

CitiBank, IT control & compliance officer of CIS and Eastern Europe.

AbsolutBank, CISO

CEO Deputy, business risks consulting, Andek

The Director General of the Scientific Instruments company (St. Petersburg), that participates in the implementation of Russian IT projects, develops and manufactures equipment for personalization of modern highly protected identification documents, ic tools, and other high-tech products. A graduate of the Physics Department of Leningrad State University, Ph.D. in Physics and Mathematics. Over thirty years of experience as a top manager in the field of engineering

Pavel was born in Samara and raised on Nothern Pole of Cold in Yakutia, then got his Master degree on System analysis and management in Dubna University. Has more than 10 year’s experience of customer problems solving in the area of document driven processes transformation. Currently he is responsible for financial industry in EMC Russia and CIS Information Intelligence Group.

Dmitry Gromov (Doctor of Engineering, TU Berlin) graduated from the Faculty of Information Technology and Management of the Belarusian State University of Informatics and Radio Electronics. After that, he worked at universities and research centers in Germany and Canada for a long time. He defended his thesis at the Berlin Technical University. Currently, he is the head of scientific department of the Processing Technologies company, responsible for NFC technology development and application. Apart from that, he is the executive officer in charge of research work in the sphere of NFC-based mobile transport applications carried out to the order of Infocommunication Union.

Graduated from Bryansk State University in 2001 and until 2002 he had been a lecturer at the Law Faculty of Belarusian State University. From 2002 to 2003 he worked as legal counsel, and from 2003 to 2007 headed the legal department of OAO ReCom (MTS Group). In 2007 he started working in the mobile retail industry as Director of the Legal Department of OAO TS-Retail, and since 2009 as Director of Corporate Governance and Legal Support for ZAO Russian Telephone Company (MTS retail network). In July 2011 joined Enter Company as Director of Corporate Governance and Legal Support Department.

An expert in modern payment technologies and one of the leading managers of the MasterCard Russian team which he joined in July 2008. Responsible for the development and implementation of innovations in Russia, in particular, PayPass contactless payments. Prior to joining MasterCard he worked in a number of major international financial and banking institutions.

Vladimir V. Komlev was born in 1966 in Moscow. In 1989 he graduated with honours from the Moscow higher technical school named after N.E. Bauman as an electrical engineer (automation and robotic systems).

The same year he took a course at the International Space University, Business and Management Faculty, Strasbourg, France. In 1995 he graduated from the Moscow School of Economics, majoring in Bank Accounting, and took a training course in Bank Management at Credo Bank. In 2000 he graduated with honors from the Finance Academy under the RF Government as Finance and Credit specialist. In 2011 he studied at Harvard Business School, Leadership programme. Since 1995 he has been working for ZAO United Card Service, to begin as vice-president and then as deputy director general. From December 2000 till present - General Director of ZAO UCS.

Maxim Kurgaev is a Marketing Director of Ingenico Russia/CIS - a leading provider of payment solutions, deployed in more than 125 countries. Maxim Kurgaev is a professional in the field of advertisement and marketing with the 15-year experience including more than 10-year experience in hi-tech and IT-marketing. Before joining Ingenico in 2007, he worked with largest system integrators and the leading IT companies (1С, Microtest etc.). Maxim has 2 higher educations - technical and economic.

April 2011- to present. National Agency for financial studies (NAFI). Chief Executive Officer. 2007-2010 г. National Agency for financial studies (NAFI), Deputy Director General. 2006-2007г. Russian Public Opinion Research Center (VCIOM), Head of research for Business. 2004-2005г. Russian Public Opinion Research Center (VCIOM), Project manager.

1998 - 2003 project manager in Estonian Citizenship and Migration Board under the Ministry of internal Affairs, responsible for the development of new generation Estonian travel documents (passports) and national eID cards and for implementing the digital signature law.

From March 2003, project manager and corporate account manager in AS Sertifitseerimiskeskus, company providing certification services to the Estonian eID cards and developing software and practices necessary for handling digital signatures and documents compliant with Estonian and European legislation.

Ahmet Tosun has his bachelor’s degree in Sabanci University in Manufacturing Systems Engineering. In year 2003, Ahmet has established a company with 2 partners, named UNI-CO, which was one of the first premium online student communities in Turkey, giving its members special discounts and money can’t buy advantages in various areas.

In year 2005 Ahmet joined Henkel, where he worked for over a year in the trade marketing department responsible for different projects, with the main responsibility being the sales force and merchandisers automation project. In June 2006, Ahmet has joined TIMWE as “channel manager for Turkey” where he took role in the launch of company’s local office, which later became the regional office for the EECA region (Eastern Europe and Central Asia). In late 2007, Ahmet took over the responsibility of “Country Manager for Kazakhstan”, where he moved and lived in Kazakhstan for over a year, established contracts with all 4 mobile operators in the country and launched the first local office of the company in CIS. In 2009, Ahmet moved back to Turkey, where he assumed the role of “Managing Director for the EECA region” during which a new local office was established in Azerbaijan and different services launched in various CIS countries such as Kyrgyzstan, Uzbekistan, Georgia, Cyprus, Ukraine and Belarus. In mid 2010, Ahmet has moved to Moscow, where maintaining his current responsibilities, took responsibility of launching company’s Moscow office and is still based there for the time being.

Has been working in the International Security Company FortConsult since 2004. He is head of the FortConsult specialized team for payment security Fcon2. The team are actively working to break the security in many payment systems, and has a long history of success in that area. He was the first to work with the PCI standard in North Europe and has been involved in many banks and financial institutions working with securing payment systems in Europe and Russia. Lars Syberg holds a HD in Informatics and Management Accounting from Copenhagen Business School

Ruslan Saidaliev is working in smart-card and value added services industry since 2004. He is an expert in NFC (Near Field Communication) and TSM (Trusted Service Management). Double winner of Gemalto's The Best Account manager in CIS award.

Born in Moscow, graduated from the Moscow Institute of Steel and Alloys, majoring in physics of metals, and Moscow State University of Informatics and Statistics, specializing in banking. She started her career in UCS as a specialist. Then she held various positions including, the Director of Retail Department of the ACB Rosbank, among them. He has 20 years experience in the card acquiring and issuing.

Born in 1961.
Evgeny has two university degrees, in engineering and foreign economics.
Since 2005 he works in the payment cards industry. His current position is Vice President of Russian Europay Members Association (REMA).
Mr. Balesin is also a Head of REMA Security and Risk management Committee. He is also a REMA representative in EAST (European ATM Security Team)